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14 results for “real estate”

Formulae (14)

M = P\frac{r(1+r)^n}{(1+r)^n - 1}

Fixed monthly repayment on a mortgage.

LTV = \frac{L}{V} \times 100

Loan size as a percentage of property value.

CR = \frac{NOI}{V} \times 100

Annual return on a property from net operating income.

Y = \frac{12 R}{V} \times 100

Annual rent as a percentage of property price.

NOI = GI - OE

Rental income minus operating expenses.

p = \frac{V}{A}

Property price divided by floor area.

ROI = \frac{Gain}{Cost} \times 100

Profit as a percentage of money invested.

CoC = \frac{ACF}{I_{cash}} \times 100

Annual cash flow relative to actual cash invested.

DSCR = \frac{NOI}{D}

Whether rental income covers the loan payments.

M_{max} = 0.28 \times I

Recommended maximum housing payment from gross income.

I = (M \times n) - P

Total interest paid over the life of a loan.

V_n = V_0 (1 + g)^n

Future value from an annual appreciation rate.

O_{max} = 0.7\, ARV - C_r

Max purchase price for a flip using the 70% rule.

BE = \frac{OE + D}{GPI}

Occupancy needed to cover expenses and debt.