Algebra
Intermediate

Finite Geometric Series

Sum of the first n terms of a geometric series.

Formula

Sn=a1−rn1−rS_n = a\frac{1-r^n}{1-r}

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Variables

aFirst term
rRatio
nTerms

Example

2+4+8+16 = 30

How it works

A geometric series is a list of terms where each new term is found by multiplying the previous one by the same constant ratio r. This formula gives the total of the first n terms without adding them one by one: multiplying the sum by r shifts every term along, and subtracting the two sums makes most terms cancel, leaving a simple expression. It works best when r is not 1, because then the cancellation produces a usable denominator.

When to use it

Use this when quantities grow or shrink by a fixed multiplier, such as compound interest, population models, repeated discounts, or exponential-style sequences in algebra. It is also useful whenever you need the total of a finite number of terms in a pattern like 3, 6, 12, 24, ...

Worked example, step by step

Find the sum of the first 5 terms of 3 + 6 + 12 + 24 + 48 Here, a = 3, r = 2, and n = 5 Use S_n = a(1 - r^n) / (1 - r) S_5 = 3(1 - 2^5) / (1 - 2) S_5 = 3(1 - 32) / (-1) S_5 = 3(-31) / (-1) S_5 = 93 So, the sum of the first 5 terms is 93.

Common mistakes to avoid

  • Forgetting that r is the multiplier between terms, not the difference
  • Using the wrong first term a, especially when the series does not start at the first visible number
  • Dropping parentheses around 1 - r^n, which can lead to sign errors

Did You Know?

The geometric series formula underlies every loan and mortgage calculation ever made.

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Reviewed & maintained by the FormulaWon editorial teamLast reviewed September 2026